Definition: Free medical insurance means that the patient, or their family members, pays for all medical expenses incurred while in a hospital setting without having to pay for any other expenses such as private insurance. It can be used when there are no available options for paying for medical treatments and is often seen as a more affordable option compared to traditional health insurance plans. The word "free" means that the costs of healthcare are not based on premiums or deductibles, making it more accessible to all members of society. The term "medical insurance" refers specifically to any form of financial assistance provided by an organization or government entity to cover medical expenses incurred by individuals or families.